The loan officer says the bank will need some kind of security for such a loan, so the Beautiful Black woman hands over the keys to a new Rolls Royce. The car is parked in front of the bank. She has all the papers including the title and everything checks out. The bank agrees to accept the car as collateral for the loan.
An employee of the bank then proceeds to drive the Rolls into the bank`s underground garage and parks it there. The news quickly spreads throughout the bank and over lunch, the bank`s president and its officers all enjoy a good laugh at the dumb a$$ black woman’s expense for using a $250,000 Rolls as collateral against a $5,000 loan. “What else can you expect from a negro woman?” one exclaims.
Two weeks later, the Beautiful Black Woman returns, repays the $5,000 and the interest, which comes to $20.41.
The loan officer says,Ma’am, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?
The Beautiful Black Woman smiled and then replied…Where else in Newark,NJ. can I park my favorite, most valuable car for two weeks for only $20.41 and expect it to be there when I return?
(A Lioness story)